Leo Largoza Insurance Services
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Resources

Resource CenterWe consider ourselves Knowledge Brokers and with over long years of experience and expertise we are obliged with the great task of updating our website to provide satisfactory answers to questions on the Internet.  Our wide Resources and links are all here for your benefits.

You can Bookmark this page and keep our Resource as your online of solid information on a variety of insurance and related topics.

Please Note: Your specific clinical and diagnostic medical question should be directed to your physician.  This resource center is intended to provide valuable information and guidance for decision makers on issues related to health insurance.
 

You can also Contact Us directly for any questions relating to your account, or if you are interested in additional information or would like to request a quote via email.

Glossary of Insurance Terms

Below is a short list of commonly heard and read insurance terms. Click on the word to read its definition. A more comprehensive glossary can also be found at the Insurance Information Institute website.

1 actuary
2 agent
3 benefit
4 brand-name drug
5 broker
6 carrier
7 Certificate Booklet
8 claim
9 co-insurance
10 co-pay/co-payment
11 COBRA
12 credit for prior coverage
13 deductible
14 dependents
15 effective date
16 exclusions
17 Explanation of Benefits (EOB)
18 Generic Drug
19 group insurance
20 Health Maintenance Organization (HMO)
21 HIPAA
22 ID card/identification card
23 in-network
24 Indemnity Insurance Plans
25 lifetime maximum benefit
26 limitations
27 long-term disability (LTD)
28 managed care
29 Multiple Employer Trust (MET)
30 network
31 out-of-network
32 out-of-pocket maximum
33 plan administration
34 Point-of-Service (POS)
35 pre-certification
36 pre-existing condition
37 Preferred Provider Organization (PPO)
38 premiums
39 provider
40 referral
41 rider
42 risk
43 short-term medical
44 small employer group
45 state mandated benefits
46 stop-loss
47 Third Party Administrator (TPA)
48 underwriter
49 waiver of coverage
50 Worker's Compensation Insurance

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